Exchanges Shift Risk to Consumer

Rhonda Marcucci, founder of Gruppo Marcucci (GPM), is a respected industry, observer, speaker and author of articles on topics pertaining to the HR and Benefits Administration technology and outsourcing industry. For up-to-the-minute insights from industry conferences, follow Rhonda on Twitter.


Watch this space for industry insights from from Rhonda Marcucci on the latest evolution in this fast-paced industry. We'll post thought provoking blogs, articles, observations and research to focus the conversation. #GPMTalks 

Exchanges Shift Risk to Consumer

Posted on 11/18/2013

Insurance exchanges are not new but the Affordable Care Act (“Obamacare”) has pushed them into the spotlight as the troubled rollout of healthcare.gov dominates headlines. Gruppo Marcuci (GPM) was included in an article in Crain’s Chicago Business in mid-November, quoting GPM founder Rhonda Marcucci regarding the impact of high deductible plans on health care reform. More and more employers are looking to private exchanges as a means to better manage their cost of providing health care benefits to employees. “By making employees put more skin in the game, employers hope to create more engaged, price-conscious health care shoppers who are more likely to think twice before opting for big-ticket medical care if they can see the full hit to their wallets.”

Rhonda Marcucci, who advises employer groups and industry players on how to better engage employees, agrees. “High deductible plans are forcing employees to be better consumers. Such plans will force true health care reform.”

While the Crain’s article points out a number of large Chicago-based companies moving to private exchanges, it is the employees of small and mid-size firms that stand to benefit the most from participation in an exchange as they are more vulnerable to larger rate hikes and, traditionally, may have had fewer options from which to select their benefits.

Buy-in to exchanges by employer groups is expected to grow rapidly. Crain’s cites an Accenture report that projects by 2018 the number of Americans who get health benefits through their employers will increase to 40 million, up from 1 million in 2014. Read the full Crain’s article

T: 312-690-2690
Inquiries@GPM-USA.com

300 S. Riverside Plaza
Suite 1500
Chicago, Illinois 60606

Read Our Citation Policy

 

About Gruppo Marcucci

Gruppo Marcucci (GPM), a division of Gallagher Benefit Services, Inc., provides outsourcing intelligence and associated consulting to stakeholders in the Benefits and HR Technology & Outsourcing industry. Our in-depth understanding of the service provider market and our vast experience sourcing and implementing solutions is key to our clients achieving full operational success.

@GruppoMarcucci

February 13, 2019
Business relationships face similar challenges as married couples. And when communication breaks down, sometimes it's best to seek help from a marriage counselor. Read our blog about resolving conflict between employers and tech service providers. https://bit.ly/2GGLslN  #hrtechpic.twitter.com/WM0bNC2kXB

Business relationships face similar challenges as married couples. And when communication breaks down, sometimes it's best to seek help from a marriage counselor. Read our blog about resolving conflict between employers and tech service providers. https://bit.ly/2GGLslN 

January 29, 2019
Does anyone understand all the things their smartphone can do - and takes advantage of them? I certainly don't, and most of my clients feel the same way about their HR systems. Read my article about how to make the most of your HR technology. https://bit.ly/2G7Dylf  #hrtech #saaspic.twitter.com/TOyfZ5vIKc

Does anyone understand all the things their smartphone can do - and takes advantage of them? I certainly don't, and most of my clients feel the same way about their HR systems. Read my article about how to make the most of your HR technology. https://bit.ly/2G7Dylf 

December 4, 2018
Don't purchase new HR technology without first reading our latest blog post about what you're really buying! http://bit.ly/2rmyCQJ  #HRTech #hrtechnology #serviceproviders #benefitsadministration #benadminpic.twitter.com/BfwOVZl55U

Don't purchase new HR technology without first reading our latest blog post about what you're really buying! http://bit.ly/2rmyCQJ 

Gruppo Marcucci Transactions

We take data protection and security very serious, and hope that you will do the same with our reports. Please review the Terms & Conditions and Our Citation Policy, thank you in advance.

© Arthur J. Gallagher & Co. 2019 All rights reserved.